Lloyd banged over six goals in atrocious conditions at the Groe as the Bulls shrugged off an early 19-0 deficit to beat the table-toppers 26-22. Forwards Ben Duggan and Gareth Kinsey scored second-half tries for the home side.
Team manager Justin Lewis said the victory was perfect preparation for his side's Konica Minolta Cup quarter-final match at Pontypridd next Saturday.
"We were 19-0 down after only 10 minutes, but we had chosen to play into the wind in the first half and that paid off," he said.
"It wasn't a day for the backs, so in the second half, we knew we had to keep it in the forwards and keep driving it up the middle. We've missed Rob Lloyd for the last three games, because he's a Marine and he's been away, and his kicking was crucial.
"We said before the game that we could win this one, and we knew it would give us a lot of confidence ahead of playing a Premiership side at Sardis Road.
"This season is strange - we can produce this sort of performance against the good sides, but can't seem to do it against the poorer sides."
Despite the loss, Bonymaen are still warm favourites to finish on top of the league. Their nearest rivals, Beddau, had a royal chance to narrow the margin to two points but crashed 31-13 at home to fellow title contenders Newbridge.
In another game decided by the wind, Beddau led 13-11 at the break, only to concede second-half tries to forwards Chris James and Chris Payne. Newbridge outside-half Greg Jones added 16 points with the boot.
Cwmllynfell continued their fine season with a 23-15 win at Caerphilly, with Neil Thomas, Paul Davies and Jim Morgan scoring tries for the visitors, while Merthyr ran in five first-half tries in their 27-10 victory over Narberth.
Waunarlwydd shut out Fleur de Lys 15-0, with a try double to Ed Bennett, and Blackwood found their feet in the second half to come back and beat Llanharan 20-15.
Fourth-placed Whitland spurned a chance to climb the table when their home match against bottom-placed Ystrad Rhondda finished in a rare nil-all draw. The mid-table Llangennech-UWIC match was abandoned at halftime because of torrential rain. Llangennech were leading 7-5 at the time.
Despite drawing with Ireland in the opening round of the RBS 6 Nations, Wales defence coach Shaun Edwards believes the championship 'is still in our hands' as he prepares his side to face Scotland at Principality Stadium tomorrow.
Meet the members of the WRU's inaugural Youth Board - after an online selection process which saw a host of high calibre candidates submit video applications the WRU has made its first 15 appointments.The board is made up of individuals aged between 16 and 21, and will meet for the first time at Principality Stadium on Monday 15th February.
The Wales Women's team headed to Dare Valley Country Park on a team bonding exercise as the entire squad got together for the very first time in preparation for this season's Six Nations championship which kicks off on Saturday with a clash against defending champions Ireland, in Donnybrook.
Wales Head Coach Warren Gatland discusses his team selection for the opening round of the RBS 6 Nations where he leads his side against Ireland, on Sunday. As WRU TV's Luke Brodley discovers, Gatland is fully aware of the challenges the defending champions pose