Lloyd banged over six goals in atrocious conditions at the Groe as the Bulls shrugged off an early 19-0 deficit to beat the table-toppers 26-22. Forwards Ben Duggan and Gareth Kinsey scored second-half tries for the home side.
Team manager Justin Lewis said the victory was perfect preparation for his side's Konica Minolta Cup quarter-final match at Pontypridd next Saturday.
"We were 19-0 down after only 10 minutes, but we had chosen to play into the wind in the first half and that paid off," he said.
"It wasn't a day for the backs, so in the second half, we knew we had to keep it in the forwards and keep driving it up the middle. We've missed Rob Lloyd for the last three games, because he's a Marine and he's been away, and his kicking was crucial.
"We said before the game that we could win this one, and we knew it would give us a lot of confidence ahead of playing a Premiership side at Sardis Road.
"This season is strange - we can produce this sort of performance against the good sides, but can't seem to do it against the poorer sides."
Despite the loss, Bonymaen are still warm favourites to finish on top of the league. Their nearest rivals, Beddau, had a royal chance to narrow the margin to two points but crashed 31-13 at home to fellow title contenders Newbridge.
In another game decided by the wind, Beddau led 13-11 at the break, only to concede second-half tries to forwards Chris James and Chris Payne. Newbridge outside-half Greg Jones added 16 points with the boot.
Cwmllynfell continued their fine season with a 23-15 win at Caerphilly, with Neil Thomas, Paul Davies and Jim Morgan scoring tries for the visitors, while Merthyr ran in five first-half tries in their 27-10 victory over Narberth.
Waunarlwydd shut out Fleur de Lys 15-0, with a try double to Ed Bennett, and Blackwood found their feet in the second half to come back and beat Llanharan 20-15.
Fourth-placed Whitland spurned a chance to climb the table when their home match against bottom-placed Ystrad Rhondda finished in a rare nil-all draw. The mid-table Llangennech-UWIC match was abandoned at halftime because of torrential rain. Llangennech were leading 7-5 at the time.
Wales reached their first semi-final since 2013 in the opening round of this season's HSBC World Rugby Sevens Series in Dubai. WRU TV's Graeme Gillespie recaps on what proved to be an eventful tournament
Wales and Ospreys back row James King, who came through the North Wales age grade system, nominated North Wales Regional Community Rugby Manager Marc Roberts, in the WRU's 'Diolch' initiative where squad players thanked those who played a part in their rise to the top.
Beating Merthyr has boosted Carmarthen Quins hopes of reaching a top eight spot in the Principality Premiership. Quins captain Haydn Pugh is delighted with his team's progress and is determined that everyone from the Under 6s through to the senior team, enjoys the ride.
When the Wales squad were asked to nominate individuals who played a big part in their early playing days, Wales and Dragons full back and wing Hallam Amos thought of his former Monmouth School rugby coach John Bevan.
Sam Cross and Luke Treharne have been named as co-captains of the Wales Sevens side as head coach Gareth Williams names his 12-man squad to play in the first leg of the HSBC World Series in Dubai next weekend.
Bedwas head coach Steve Law and players Nicky Griffiths and Alun Rees extol the virtues of the close knit club as they prepare to host third place RGC 1404 - who are one place head of them on the Principality Premiership points table - on Saturday.
Many of the Wales squad have said Diolch (thank you) to someone who played an important part in their early playing days by nominating them to be invited to the Wales v South Africa match. One person, Gowerton Comprehensive geography teacher Mr Dean Mason was nominated by two of his former pupils, Dan Biggar and Sam Davies.
The second WRU disability rugby pilot has been delivered, this time in Caerphilly schools, culminating in a festival at the Caerphilly Centre of Sporting Excellence, Ystrad Mynach tomorrow. Plans are in place to set up a Disability Rugby Club in Newbridge to provide long-term playing opportunities.
WRU TV: Hear from inside the Wales camp as Neil Jenkins discusses this weekend's clash with South Africa and how the squad are looking to put in a strong performance to round of the 2016 Under Armour Series